Feb 26, 2020—I have long believed that payment solutions tend to use fewer and fewer physical cards and more and more smartphones, and this is starting to become more evident now, even to less attentive eyes. It is not that I have a crystal ball or that I am some kind of prophet. The fact is, I have covered technologies for years, especially those related to doing business. Thus, I have seen that credit and debit payment cards have lost the favor of buyers and sellers and are rapidly falling behind. After all, smartphones are faster and more convenient to pay and receive money.